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Now Account Checking
- $750 minimum balance. If your balance drops below $750 during the statement cycle, there will be a service charge fee of $5, plus $.25 per debit.
- Interest paid monthly
- Monthly statement
- Bounce Protection limit of $750
Gold Club Checking
- For people 50 years or older
- $100 minimum balance.
- If your balance drops below $100 any day during the statement cycle, there is a service charge fee of $5. Monthly statement. Interest is paid on balance.
- Bounce Protection limit of $750.00.
Issued at no charge:
- Deluxe specialty checks
- Money Orders and Cashiers Checks
Rewards Checking
- No monthly fees.
- No minimum balance.
- $50 initial deposit.
- To earn the E-Rates, perform the following each month:
- Make at least 10 check card transactions (excluding ATM transactions)
- Receive a monthly Electronic Statement
- One direct deposit or ACH Auto Debit
- If you do not meet the requirements per cycle, your account will function as a free checking account earning the Standard Rate.
- Bounce Protection limit of $300.00.
- Click here to apply online.
FDIC Insured-Depositor’s Accounts are insured to at least $100,000 in accordance with FDIC Regulations.
Free Checking
- $50 initial deposit.
- No minimum balance.
- Monthly statement
- No monthly or per check fee
- Bounce Protection limit of $300
Club Checking
- $100 initial deposit
- No minimum balance
- Monthly service charge fee of $5
- Monthly statement
- Unlimited check writing
- Bounce Protection limit of $400
Issued at no charge:
- Deluxe specialty checks
- Money Orders and Cashiers Checks
FDIC Insured-Depositor’s Accounts are insured to at least $100,000 in accordance with FDIC Regulations.
Shazam Debit Card
It looks like a credit card but works like a check. The Shazam card can be used anywhere Visa debit cards are accepted, as well as at ATM machines. The funds come directly out of your checking account.
To sign-up or if you have any questions, please call Yer Yang at (608) 784-3911 or send us an email.
Overdraft Protection
You can avoid overdraft fees by linking your savings account to your checking account. Funds are automatically transferred in $50 increments from your savings to your checking account when the balance falls below $0. The minimum transfer amount is $50. We also offer an Overdraft Protection line of credit to qualified applicants.
Additional Services
- Home Branch internet banking
- 24-hour telephone banking
- Automatic loan payments
- Direct deposit
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