- Low 6-Month Annual Percentage Rate of 7.90%
- Competitive Interest Rate & Fees
- No Annual Fee
- Personalized Credit Limits
- Free Online Account Access
- Easy Minimum Monthly Payments
- Cash Advances
- Automated Teller Machine Accessible (when your credit card logo is displayed at the ATM)
- Travel Accident Insurance is included free when your travel fare is charged to your credit card.
- Automatically Enrolled in ScoreCard Rewards Program.
- Hometown Service: Local people you know and trust are here to help you with questions or problems. You won’t have to deal with out-of-town banks.
- Balance Transfer from other Credit Cards
- Worldwide Acceptance: This card offers you an international reputation combined with community bank values. Your card always gets a warm welcome at over 5.5 million locations worldwide.
Coulee Bank’s lending priority is focused on serving the communities in close proximity to our branch offices. For our La Crosse and Onalaska, Wisconsin branches, our primary lending area will be residents in La Crosse, Vernon, Monroe, Jackson, and Trempealeau, counties in Wisconsin and Houston and Winona counties in Minnesota. For our Highland Park branch located in St. Paul, Minnesota, our primary lending area will be residents in Washington, Ramsey, Hennepin, Dakota, Scott, Anoka, Carver, Chisago, and Wright Counties in Minnesota.
Check out MyCardStatement.com for your credit card information.
| Intrest Rates and Interest Charges |
VISA® |
MASTERCARD® |
Introductory Rate
(6 months) |
7.90% (Retail Purchases)
18.90% (Cash Advance) |
7.90% (Retail Purchases)
18.90% (Cash Advance) |
| Annual Percentage Rate (APR) |
14.9% |
14.9% |
| APR for Cash Advance |
18.9% |
18.9% |
| How to Avoid Paying Interest on Purchases |
Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date (Grace Period) each month. |
| Minimum Monthly Payment |
3% of the average daily balance or $10.00 whichever is greater |
| For Credit Card Tips from the Federal Reserve Board |
To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board |
| Fees |
VISA® |
MASTERCARD® |
| Annual Fee |
None |
None |
| Cash Advances |
Either $5.00 or 3.0% of the amount advanced, whichever is greater |
| Late Payment |
$25.00—This fee is applied if the minimum required payment is not received within 5 days after the closing date subsequent to the payment due date. |
| Returned Payment |
$30.00 |
| Replacement Card |
$5.00 |
* Plan options are subject to change.
* How do we calculate your balance: We use a method called “average daily balance” (excluding new balances).
* Billing Rights: Information on your right to dispute transactions and how to exercise those rights is provided in your account agreement.
(Note: We can only accept applications from the Coulee Region - 60 mile radius of La Crosse.)
|
